Savvy Tips Guru

Choose from the Best Banks for International Students in the USA

best banks for international students in usa

Are you one of the many students who come to the USA from all around the world for college? Well, when you’re in a new country all by yourself, managing your money can be a big worry. But don’t worry; there’s a way to make it simpler.

You should think about getting a special bank account just for students like you who come from other countries. Having the right bank can make dealing with your money a lot easier. But here’s the catch: discovering the ideal bank might pose a challenge, particularly if you’re new to this.

But no need to fret! We’re here to assist you. We’ve compiled a roster of the finest banks for international students in the United States. This will simplify your quest for the ideal bank.

Types of Bank Account Options for International Students

Before we delve into the details of the best bank account for international students in the USA, let’s have a chat about the primary categories of bank accounts available to students like yourself: savings accounts and checking accounts.

  • Savings Account: This account is like a piggy bank for grown-ups. It’s where you stash money for the long haul, like saving up for emergencies or future adventures. The neat part is that the bank actually rewards you with a little extra cash called “interest” for holding onto your savings with them.
  • Checking Account: This one’s your go-to for everyday money stuff. It’s super handy because you can put money in, take it out, and move it around easily. You get a nifty debit card and a checkbook, which lets you pay for stuff or grab cash whenever you need it for your daily expenses.

Lorien Finance

If you’re on the hunt for the best bank for international students and you want to set it up even before you arrive in the country, Lorien Finance is the way to go. They’re experts in banking, investments, and helping you grow your money. When you’re deciding if they’re right for you, think about their good reputation, personal money solutions, and what other customers have to say.

Getting a student account with Lorien Finance is a breeze. You won’t need any special ID numbers or codes. Just bring your passport, visa papers, and your acceptance letter from the university. The best part? You don’t have to keep a minimum amount of money in your account, and they won’t charge you for using your debit card or making international transactions. Lorien Finance is definitely one of the top banks for international students in the USA.

Bank of America

If you’re thinking about Bank of America, it’s good to know it’s a big bank in the United States. They have lots of different banking transactions for you to use. You can go to their branches or ATMs, use their online banking, and talk to their helpful folks. Plus, they have many kinds of bank accounts. You don’t have to have a large amount of money to begin with them, and they won’t hassle you with extra charges. That’s pretty cool, especially if you’re an international student in the USA.

Bank of America is a top pick because they make it easy for you to use their online banking. And if you lose your debit card, no worries; you can lock it up fast. They also keep your money safe and have a cool promise that you won’t be on the hook for any bad stuff that happens to your account.

Chase Bank College Checking Account

Between Chase and Bank of America for international students, Chase Bank is probably the best choice for international students in the USA. Check out some of its features:

  • No Fees: You won’t have to pay any monthly fees with this account. That’s pretty sweet.
  • Mobile Banking: You can use their mobile app for banking on the go. Super handy!
  • Discounts: They even offer some cool discounts.
  • ATMs and branches: Chase has lots of ATMs and branches near your college, so it’s easy to access your money.

This unique account is exclusively designed for college students, including individuals from international backgrounds like yours. You can open it if you’re between 17 and 24 years old and studying in the US. The most exciting aspect? You don’t require a hefty sum to kickstart things. When you initiate your account, they’ll even present you with a generous $100 bonus!

Wells Fargo

Wells Fargo is a top choice for international students like you in the USA. They make banking easy and safe. Here’s why they’re great:

  • Student Accounts: If you’re between 17 and 24, you can get a student account with them. And guess what? No pesky maintenance fees!
  • Low Deposit: You don’t need a ton of money to start; just $25 will do.
  • Mobile App: They have a handy app, so you can do your banking on your phone. Super convenient!
  • Extra Security: They take safety seriously. Your account includes round-the-clock fraud monitoring and advanced chip technology to safeguard your funds.


As an international student, you might find HSBC USA to be a great choice for your banking needs. They have branches worldwide, offer online and mobile banking, and provide various financial solutions for people and businesses. HSBC USA’s student accounts only need a minimum balance of $25, and they even give you a $100 welcome deposit. Plus, if you’re over 18, you won’t have to pay any maintenance fees for up to 6 years with their student accounts. It’s a great option for international students in the USA like you.

Strengthen Your Financial Future with the Best Banks for International Students in the USA

Embarking on your international student journey in the USA? Make your financial life easier by choosing the perfect bank from our curated list of top options. Whether you prioritize low fees, convenient mobile banking, or exclusive student perks, there’s a bank for you. Explore these top choices now and make your student life in the USA even more rewarding!


  • RJ Sinclair

    RJ is our resident money guru, with a knack for keeping finances neat and organized. With previous experience as a budget manager in supply chain companies, he brings a wealth of knowledge and expertise to the table. Count on RJ as a trustworthy source for valuable money tips and advice to help you make the most of your financial journey.