Savvy Tips Guru

RJ Sinclair

RJ is our resident money guru, with a knack for keeping finances neat and organized. With previous experience as a budget manager in supply chain companies, he brings a wealth of knowledge and expertise to the table. Count on RJ as a trustworthy source for valuable money tips and advice to help you make the most of your financial journey.

How to Increase Restaurant Delivery Sales: 8 Proven Strategies

How to Increase Restaurant Delivery Sales: 8 Proven Strategies how to increase food sales

In today’s saturated market, standing out is the key to success, regardless of your industry. From food to delivery, businesses face relentless competition and the overwhelming challenge of grabbing customers’ attention. With countless marketing tactics vying for dominance, the path to capturing even a small sliver of the market share can feel like navigating a […]

Understanding What Fixed Income Portfolio Management is All About

Understanding What Fixed Income Portfolio Management is All About fixed income portfolio management

Managing a fixed-income portfolio means putting together and looking after a collection of bonds. When you own a bond, you get regular payments, called coupons, until the bond ends, when you get back the money you put in. Bonds are safer than stocks but usually make less money. Still, there are lots of types of […]

Top 10 Headphones for Traveling on Airplanes

Top 10 Headphones for Traveling on Airplanes best airplane headphones

Whether you’re flying or just commuting daily, a good pair of travel headphones can make a big difference. Comfortable and noise-isolating headphones can make your journey much more pleasant. Look for headphones that are easy to use, have long battery life, and suit your travel style—over-ear for long trips or in-ear for portability. Noise-canceling models […]

9 Strategies to Finding Jobs You Would Love to Work In

9 Strategies to Finding Jobs You Would Love to Work In how to find a job you love

Finding a job you love is more than just about making money. It’s about feeling fulfilled and happy with what you do every day. When you enjoy your job, you’re happier and more motivated. This positive attitude doesn’t just affect your work life; it makes you feel better overall. Imagine waking up excited to start […]

How to Sell Your Boat: Tips on When, Where & More

How to Sell Your Boat: Tips on When, Where & More how-to-sell-your-boat

Deciding to sell your boat is a major step. Once you’ve found your next boat for your next travels, it’s often time to say goodbye to the old one. Selling a boat might take a while, but there are ways to speed up the process. That said, we’ll aid you in your journey as you […]

Make Restaurant Bookkeeping Easy: Top 10 Software Choices

Make Restaurant Bookkeeping Easy: Top 10 Software Choices make-restaurant-bookkeeping-easy

Businesses use accounting software to track income and expenses, and restaurants find it especially handy because it helps with things like managing inventory, making bills, figuring out taxes, setting prices, and connecting with point of sales (POS) systems. Many restaurant owners struggle with high costs, but using the best accounting software for restaurants can show […]

Learn About Cold Data Storage & How it Works

Learn About Cold Data Storage & How it Works cold data storage

Cold data storage is like putting away things you don’t use often. It’s about saving data for a long time without always having it ready to use. Instead of keeping the data always available, cold storage keeps it hidden. Cold data Cold data is information that isn’t used very often or isn’t needed for everyday […]

Same-as-Cash Loan: Know What it Is & How it Works

Same-as-Cash Loan: Know What it Is & How it Works what is same as cash loan

A same-as-cash loan is a type of deal where you can buy stuff without paying any extra fees or interest for a certain period, which we call the “promotional period.” It lets you get things right away and pay for them later, without any extra costs as long as you pay back the loan within […]

Looking for a House? Remember to Check Out Foreclosed Homes!

Looking for a House? Remember to Check Out Foreclosed Homes! can you sell a house in foreclosure

When someone can’t pay their mortgage, the bank takes their house. This is called foreclosure. The bank then sells the house to get its money back. Missing a few payments doesn’t lead straight to foreclosure. There’s a process, which can take a long time, depending on the state. The bank can use two methods to […]