Savvy Tips Guru

Category: Money

When Would an Inheritance Be Considered A Marital Property

When Would an Inheritance Be Considered A Marital Property when does an inheritance become marital property

Inheritance can be a sensitive topic in marriage, especially during a divorce. Many people wonder, “When does an inheritance become marital property?” Grasping the difference between marital and separate property is essential for protecting your assets. What is considered marital property? A marital property encompasses all assets obtained by either spouse throughout the marriage. This […]

7 Tips to Getting Out of A Merchant Cash Advance

7 Tips to Getting Out of A Merchant Cash Advance how to get out of a merchant cash advance

A Merchant Cash Advance (MCA) gives businesses fast access to funds in exchange for a portion of their future credit card sales or daily revenue. Unlike traditional loans, MCAs are based on daily sales, not credit scores. The lender charges high fees and takes a percentage of daily credit card transactions until the advance is […]

How to Clear a Salvage Title: Making Your Car Roadworthy Again

How to Clear a Salvage Title: Making Your Car Roadworthy Again how to turn a rebuilt title to a clean title

When a car is damaged to the point where repairing it costs more than the car’s value, it’s given a salvage title. Learning how to fix a salvage title and get your car back on the road can save you money and give new life to a vehicle that might otherwise be scrapped. What Are […]

What Do You Need to Get a Million Dollar Business Loan?

What Do You Need to Get a Million Dollar Business Loan? how to get a million dollar business loan

Obtaining a large loan, such as $1 million, can significantly transform your business. Understanding how to get a million-dollar business loan requires careful preparation and knowledge of the requirements and processes involved. Is it hard to get a million-dollar business loan? Securing a million-dollar business loan is quite challenging due to the size of the […]

How to Become a Truck Driver: Requirements, Training & More

How to Become a Truck Driver: Requirements, Training & More how to become a truck driver

The trucking industry is growing fast, and more drivers are needed every year. In 2022, trucking made up 80.7% of the U.S.’s freight costs, bringing in $940.8 billion. Also, trucking jobs increased by 405,000, with 8.4 million people working in the industry. If you love driving for long periods of time, enjoy the outdoors, and […]

Starting Your Own Caregiver Business: Easy Steps to Follow

Starting Your Own Caregiver Business: Easy Steps to Follow how-to-start-a-caregiver-business

Starting a private caregiver business can be a fulfilling and profitable venture, especially given the increasing demand for home healthcare services. This guide will walk you through the essential steps on how to start a private caregiver business, ensuring you are well-prepared to enter this rewarding industry. What is a Private Caregiver Business and What […]

When and How to Use a VPN for Online Banking

When and How to Use a VPN for Online Banking vpn-for-banking

Online banking is very convenient, but it requires strong security measures to keep your financial information safe. Using a VPN for banking can significantly enhance the safety of your transactions, ensuring your sensitive data remains secure from cyber threats. Is Online Banking Safe? Online banking is usually safe, but it has its own risks. Banks […]

4 Loans Available for People with Disabilities

4 Loans Available for People with Disabilities loans-for-people-on-disability

Living with a disability can pose financial challenges, especially when unexpected expenses arise. Securing a loan might seem daunting, particularly with bad credit. However, several options cater specifically to individuals in this situation. Understanding your choices and eligibility criteria can empower you to make informed financial decisions. Can People with Disability Get a Loan? Yes, […]

15 Important Database Management Skills to Have & Their Uses

15 Important Database Management Skills to Have & Their Uses what is database management skills

Database management skills are crucial in today’s data-driven world. These skills enable professionals to organize, store, and retrieve data effectively. As businesses produce increasing amounts of data, there is a rising need for individuals proficient in database management skills. Acquiring and mastering these skills not only unlocks diverse career prospects but also guarantees the efficient […]

How Do You Properly Get Rid of Metal Credit Cards?

How Do You Properly Get Rid of Metal Credit Cards? how to destroy metal credit card

Metal credit cards have gained popularity recently as a stylish and durable option compared to standard plastic credit cards. They not only convey a sense of prestige and exclusivity but also come with premium benefits and rewards programs. However, ensuring these cards are disposed of properly is essential to avoid potential fraud and safeguard personal […]