Savvy Tips Guru

RJ Sinclair

RJ is our resident money guru, with a knack for keeping finances neat and organized. With previous experience as a budget manager in supply chain companies, he brings a wealth of knowledge and expertise to the table. Count on RJ as a trustworthy source for valuable money tips and advice to help you make the most of your financial journey.

10 High-Paying Truck Driving Jobs You Can Apply To

10 High-Paying Truck Driving Jobs You Can Apply To what is the highest paying truck driving job

Truck driving offers strong earning potential, especially if you find the right opportunities. If you’re curious about the highest-paying truck driving jobs, you’ve come to the right spot. Is truck driving a good career? Truck driving is a strong career choice with several appealing factors. According to the Bureau of Labor Statistics, truck drivers typically […]

Understanding Small Disadvantaged Business & How to Qualify

Understanding Small Disadvantaged Business & How to Qualify what is a small disadvantaged business

A Small Disadvantaged Business (SDB) is a company where at least 51% of the ownership and control is held by individuals who experience social and economic disadvantages. According to the U.S. Small Business Administration (SBA), SDBs are businesses owned by people who have encountered discrimination due to their race, color, religion, gender, disability, or veteran […]

10 Coding Languages Ranked from Easiest to Hardest to Learn

10 Coding Languages Ranked from Easiest to Hardest to Learn what is the easiest coding language to learn

When it comes to programming, newcomers often wonder, “What is the easiest coding language to learn?” With a vast array of languages available, it’s crucial to understand which languages offer a smoother learning curve and which ones might be more challenging. Is it hard to learn coding languages? Learning to code can be easier or harder […]

Tips to Getting Approved for Your First Credit Card

Tips to Getting Approved for Your First Credit Card how to apply for a credit card for the first time

Applying for a credit card for the first time can seem daunting, but it’s an important step in building your financial future. Knowing how to apply for a credit card for the first time can make the process smoother and increase your chances of approval. Is it hard to get your first credit card? Getting […]

What’s Better for Backup Storage Cloud or Local?

What’s Better for Backup Storage Cloud or Local? cloud storage vs local storage

In recent years, cloud technology has grown rapidly, creating a global network of remote services linked to the Internet. Many on-demand service providers now offer cloud storage, making these tools available to all organizations. Today, whether a company relies on the Internet or not, having a server to upload and store information is essential. Why […]

Commercial Vehicle Insurance for Personal Use: What Are the Coverage & Requirements?

Commercial Vehicle Insurance for Personal Use: What Are the Coverage & Requirements? commercial vehicle insurance for personal use

When choosing a vehicle, you usually have two options: a commercial vehicle or a personal one. The main difference is how you plan to use it and the insurance it needs. Personal vehicles are used for daily activities like going to work, running errands, or family trips. On the other hand, commercial vehicles are meant […]

How Much Amp Does a Microwave Use & Why You Need to Know It

How Much Amp Does a Microwave Use & Why You Need to Know It how many amps does a microwave use

Microwave ovens are a staple in modern kitchens, known for their convenience in quickly reheating and cooking food. One question that often arises is, “How many amps does a microwave need?” Understanding the amp usage of a microwave can help you make informed decisions about power sources, especially in situations like camping or living off-grid. […]

When Would an Inheritance Be Considered A Marital Property

When Would an Inheritance Be Considered A Marital Property when does an inheritance become marital property

Inheritance can be a sensitive topic in marriage, especially during a divorce. Many people wonder, “When does an inheritance become marital property?” Grasping the difference between marital and separate property is essential for protecting your assets. What is considered marital property? A marital property encompasses all assets obtained by either spouse throughout the marriage. This […]

7 Tips to Getting Out of A Merchant Cash Advance

7 Tips to Getting Out of A Merchant Cash Advance how to get out of a merchant cash advance

A Merchant Cash Advance (MCA) gives businesses fast access to funds in exchange for a portion of their future credit card sales or daily revenue. Unlike traditional loans, MCAs are based on daily sales, not credit scores. The lender charges high fees and takes a percentage of daily credit card transactions until the advance is […]

What Can You Do to Bypass AI Detectors?

What Can You Do to Bypass AI Detectors? how to make ai undetectable

Artificial Intelligence (AI) has significantly influenced numerous sectors, including writing, where it aids in producing content swiftly and effectively. As AI-generated text becomes more widespread, the demand for AI detectors to differentiate between human-written and machine-generated content has risen. How AI detectors work AI detectors use several methods to identify text generated by artificial intelligence. […]