Savvy Tips Guru

RJ Sinclair

RJ is our resident money guru, with a knack for keeping finances neat and organized. With previous experience as a budget manager in supply chain companies, he brings a wealth of knowledge and expertise to the table. Count on RJ as a trustworthy source for valuable money tips and advice to help you make the most of your financial journey.

Learn About Cold Data Storage & How it Works

Learn About Cold Data Storage & How it Works cold data storage

Cold data storage is like putting away things you don’t use often. It’s about saving data for a long time without always having it ready to use. Instead of keeping the data always available, cold storage keeps it hidden. Cold data Cold data is information that isn’t used very often or isn’t needed for everyday […]

Same-as-Cash Loan: Know What it Is & How it Works

Same-as-Cash Loan: Know What it Is & How it Works what is same as cash loan

A same-as-cash loan is a type of deal where you can buy stuff without paying any extra fees or interest for a certain period, which we call the “promotional period.” It lets you get things right away and pay for them later, without any extra costs as long as you pay back the loan within […]

Looking for a House? Remember to Check Out Foreclosed Homes!

Looking for a House? Remember to Check Out Foreclosed Homes! can you sell a house in foreclosure

When someone can’t pay their mortgage, the bank takes their house. This is called foreclosure. The bank then sells the house to get its money back. Missing a few payments doesn’t lead straight to foreclosure. There’s a process, which can take a long time, depending on the state. The bank can use two methods to […]

Top CRM Software Options for Lawyers in 2024

Top CRM Software Options for Lawyers in 2024 best crm software for law firms

Building strong relationships is crucial for any successful business, especially in the legal field, where clients rely on attorneys for important matters. That’s why more than 78% of law firms use customer relationship management (CRM) software to improve client communication and stay organized. It keeps all contact information, schedules, files, and notes in one place, […]

Understanding the Lifespan of Power Bank Batteries

Understanding the Lifespan of Power Bank Batteries how long does a power bank last

Power banks are like your trusty sidekicks, always there to charge your devices when you’re on the move. Knowing how long they last is super important so you can plan. Usually, a well-taken care-of power bank can stick around for 2 to 3 years, giving you reliable charging help all the while. However, how long […]

Is It A Good Idea to Use Prepaid Debit Cards Or Not?

Is It A Good Idea to Use Prepaid Debit Cards Or Not? downsides of using a prepaid card

Prepaid cards are getting more popular because they’re an easy way to handle money without using a regular bank account. But are they really good? What are the downsides of using prepaid cards and are they worth it? There are many things that you’ll need to look at to see if they’re good or not. […]

Tips to Help You Sell Your Car That Already Has Salvage Title

Tips to Help You Sell Your Car That Already Has Salvage Title selling salvage cars

Can you sell a car with a salvage title? If you’ve got a car with big damage, you might wonder about this. Selling a car like this might feel tough, but if you do it right, you can find people who are interested and make it work. In this guide, we’ll look at how to […]

Understanding What Group Travel Insurance Is & If It’s Worth It

Understanding What Group Travel Insurance Is & If It’s Worth It what is group travel insurance

When you travel with a group, like friends or family, it’s a lot of fun! But it’s important to make sure everyone is safe if anything unexpected happens. That’s where group travel insurance comes in handy. It’s like a big blanket of protection that covers everyone in your group with just one insurance policy. What […]

Can daycare owners earn a lot of money?

Can daycare owners earn a lot of money? daycare-owners-earn-a-lot

Daycare businesses in the US grew to 556,422 in 2023, and they are expected to grow by 3.8% in 2027, making them appealing investment opportunities for entrepreneurs. The profitability of a daycare largely depends on the number of children enrolled; for instance, daycare owners with 36 children can make a yearly income of between $60,000 […]